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  • Another of the most popular policies to revisit is the five-day work week.
  • However, lenders may assign high interest rates to low-credit borrowers.
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Capital is available for business owners of color in the form of business grants or loans. Compared to their counterparts, those in historically marginalized communities face more entrepreneurial hurdles related to funding. Organizations and lenders across the U.S. allocate funds to support minority-owned businesses.

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Personal leave and compensatory time off declined from the year before, morale improved, and the state saved nearly $1 million in operating costs. Credit scoring formulas are sensitive to how much of your available credit you’re using. A new CNN documentary is the former Nixon White House counsel’s first on-camera look-back at the event that resonates today. Best Friends Animal Society Accessing real-time data to save animals . Maryland Department of Human Services Transforming social services .

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Several types of business loans are available for small business owners, including term loans and business lines of credit for general business expenses. Financing is also available for specific purchases like equipment and commercial real estate. In addition, invoice factoring and accounts receivable financing are available for businesses that collect a high volume of invoices.

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The savings would be even greater if the company operates a shuttle or transportation service. True believers tend to cite improved employee happiness as an end unto itself, but there’s a conspicuous lack of data connecting it to more work getting done. A premier institution of higher education, The University of Virginia offers outstanding academics, world-class faculty, and an inspiring, supportive environment. Founded by Thomas Jefferson in 1819, the University is guided by his vision of discovery, innovation, and development of the full potential of students from all walks of life. Through these courses, global learners have an opportunity to study with renowned scholars and thought leaders.

Depending on your company size, dropping one day of catered lunches each week will save you thousands — if not tens of thousands — each month. If the company operates a service that includes employees, like a food court or cafeteria, cutting a day out of the week additionally allows the employees who work there to stay home. Small perks, meanwhile, like a daily coffee allowance or a stocked snack room, would stretch further. In addition, four-day employees use fewer office supplies.

Small business loans can cover real estate, equipment, payroll or nearly any need. Traditional long-term business loans offer relatively low-rate financing for lasting investments, such as machinery or business acquisition. Repayment terms can last up to 10 years, with approval times that tend to take multiple weeks; in addition, lenders will usually require you to have strong credit.

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